:: State-Funded Employers

“Benefits 1 Group has been tremendous in helping us understand all the changes in the discount programs and policies offered by the BWC. With their help, we’ve been able to control our premiums and claims cost.”

Teresa Lucarelli
HR Administrator
Stride Tool, Inc.

Benefits 1 Group experts work with State-Funded employers in three key functional areas: Claims Management, Financial Management and Accident and Loss Prevention. These core areas are the foundation of a successful Workers’ Compensation and Absence Management Programs for employers of all sizes.

Our State Fund TPA Services include:

Risk Management & Financial Expertise
    • Underwriting or Manual Classification Review
    • Group Rating Analysis
    • Retrospective Rating Evaluation
    • Self Insurance Studies
    • 10 Step Business Plan
    • Calculate Internal Merit Rating Where Viable
Claims Management
    • Evaluate all established claims with ongoing payments in the experience period.
    • Assist in the new claim certification decision.
    • Work with MCO and Bureau to obtain early return to work of injured workers.
    • Help implement a transitional duty program, where appropriate.
    • Collaborate with MCOs to obtain appropriate injured worker medical care.
    • Obtain independent medical examinations, when needed.
    • Work with involved parties to avoid disruption, cost, and hostility of preventable litigation.
Accident and Loss Prevention
    • Periodic Safety Self-inspection
    • OSHA Record Keeping Consultation
    • OSHA Regulation Compliance
    • OSHA Citation Defense
    • Ergonomic Assessment and Remediation
    • Division of Safety & Hygiene